Flow Osteopathy & Wellness is in-network with most commercial insurances. We are out-of-network with Medicare, Medicaid, and healthshares, but do have discounted rates for patients paying at the time of their appointment.

In-Network Patients:

All insurance plans are different, and it is the patient’s responsibility to understand their plan benefits. Below are some questions you can use when calling your insurance company to better understand the details of your plan.

In-Network Insurance Questionnaire:

-Is Dr. Lauren Hanlon, DO an in-network provider?

-Will my appointment be covered? Common insurance codes can include: New patient: 99203-99205; Returning patient: 99213-99215; Osteopathic Manipulation codes: 98925-98929

-Do I have a co-payment or co-insurance for my appointment? If so, how much?

-Do I need a referral for my appointment?

-Do I have a deductible? If yes, how much is it and what has been meet so far?

-When does my deductible renew?

-Is there a limit to the number of 98925 - 98929 procedures (Osteopathic Manipulation) covered in a certain time period? If so, how many, what is the time period, and does anything else count towards that limit such as PT or OT visits?

Out-Of-Network Patients:

Payment is required at the time of service for out-of-network patients. Some Health plans offer out-of-network benefits that can include reimbursing part or all of the cost of your visit. It is the patient’s responsibility to understand the benefits of their health plan. Below are some questions you can ask your health insurance company to better understand your plan. We will gladly provide a superbill for you to submit for out-of-network reimbursement. Please ask us for one at your appointment.

*Patients with Medicare, or Medicare Advantage, Supplemental, or Secondary plans are ineligible for reimbursement since our office is opted out of Medicare.

Out-of-Network Insurance Questionnaire:

-What is my effective date of coverage?

-At what percentage are my claims pain?

-Do I have a deductible? If yes, how much is my deductible, and how much has been meet so far?

-When does my deductible renew?

-What is my maximum out-of-pocket?

-Has anything been applied to my out-of-pocket?

-How much is covered for the following codes? Common insurance codes can include: New patient: 99203-99205; Returning patient: 99213-99215; Osteopathic Manipulation codes: 98925-98929

-Is there a limit to the number of 98925-98929 procedures (Osteopathic Manipulation) covered in a certain time period? If so, how many and what is the time period?